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Loan Programs


Conventional Loans

Our conventional loan options include both fixed-rate and adjustable-rate mortgages.
 

Fixed-Rate
 

  • Interest rate stays the same over the life of the mortgage
     
  • Makes budgeting easier and more predictable
     
  • Terms are available from 10 to 30 years
     

Adjustable Rate
 

  • Initial rate is often lower than a traditional fixed-rate mortgage
     
  • After the initial period, the interest rate fluctuates over the life of the mortgage, depending on prevailing rates

 

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Government Loans

GPO FCU partners with OwnersChoice Funding, Inc. to offer FHA, USDA and VA mortgage loans. Contact us for more information.

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NMLS# 411598    |     Federally Insured by NCUA
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4311 Middle Settlement Rd, New Hartford, NY 13413

315-724-1654    |    mortgage@gpofcu.com

NMLS# 411598    |     Federally Insured by NCUA
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